ATM Locator

Add Money Easily

Once you have activated your Card, there are a number of convenient ways to add money.

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Free Direct Deposit

Get paid on your payday without going to your bank.

  • Deposit all or a portion of your paycheck
  • Avoid check cashing fees
  • Reduce the risk of lost or stolen checks
  • Add your IRS Tax Refund

Add Funds from a Bank Account

Depending on your bank or financial institution, you can add money at no charge. KAIKU does not charge for this service, but your bank may.

Funds are usually available within 1-3 business days.


Deposit Cash

Through Visa ReadyLink and MoneyGram®, you can always add money immediately.

  • Access thousands of retail locations across the U.S.
  • Get access to your money quickly

Load from PayPal

Load money from your PayPal account for free and get access to your funds in just 3-4 days.


Card-to-Card Transfers

Send money instantly from your KAIKU Card to any other KAIKU Cardholder for free.

Split the cost of a meal, pay someone back for concert tickets, or even transfer funds for an emergency.


Mobile Money Deposit

Use your smartphone to add funds to your account easily. With mobile money deposit, you can load money from a check to your KAIKU Card just by taking a photo with smartphone. Funds are usually available within 1-7 days depending on what you decide.

Activating & Loading Your Card is Easy