Add Money Easily
Once you have activated your Card, there are a number of convenient ways to add money.Apply Now
Free Direct Deposit
Get paid on your payday without going to your bank.
- Deposit all or a portion of your paycheck
- Avoid check cashing fees
- Reduce the risk of lost or stolen checks
- Add your IRS Tax Refund
Add Funds from a Bank Account
Depending on your bank or financial institution, you can add money at no charge. KAIKU does not charge for this service, but your bank may.
Funds are usually available within 1-3 business days.
Load from PayPal™
Load money from your PayPal account for free and get access to your funds in just 3-4 days.
Send money instantly from your KAIKU Card to any other KAIKU Cardholder for free.
Split the cost of a meal, pay someone back for concert tickets, or even transfer funds for an emergency.
Mobile Money Deposit
Use your smartphone to add funds to your account easily. With mobile money deposit, you can load money from a check to your KAIKU Card just by taking a photo with smartphone. Funds are usually available within 1-7 days depending on what you decide.
Activating & Loading Your Card is Easy
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.