ATM Locator

Mobile Banking* Standard mobile data rates may apply

KAIKU Mobile has everything you need to manage your money, anytime, anywhere. Get access to your account with our free mobile apps or at, and do more while you are on the go.

  • Access your account from a Smartphone
  • Check your balance or transaction history
  • Send money to other KAIKU Cardholders
  • Receive and request text alerts about your account
    (Standard text messaging rates may apply)
  • Find more than 55,000 surcharge-free Allpoint ATMs
  • Look for Visa ReadyLink or MoneyGram cash loading locations

KAIKU Mobile Available for:


Mobile Money Deposit

Use your smartphone to add funds to your account easily. With mobile money deposit, you can load money from a check to your KAIKU Card just by taking a photo with a smartphone.


Online Bill Pay

Pay bills quickly online. Set up one-time or recurring payments, track your payment history, and avoid the hassle of buying stamps.

24/7 Customer Service

Need help with your account? Contact us at our toll-free number anytime

  • Convenient customer service on all inquiries, including transfers and multiple calls
  • Availability to answer your questions 24/7, with live and friendly representatives

In-Network ATMs

Allpoint offers:

  • Access to the largest ATM network
  • Convenient locations in all 50 states
  • ATMs accross Canada, Mexico, Puerto Rico, Australia, and the United Kingdom

Direct Deposit

Get access to your funds more quickly on your payday without having to go to the bank. Choose the amount you want to deposit and your funds will be available on your payday.

  • Avoid check cashing fees
  • Don't worry about waiting for your check to clear

Shop and Save More with Visa®

Go ahead and treat yourself because your shopping wishes just came true. Get great savings on major brands when you use your KAIKU Visa Prepaid Card.

See the Latest Offers

Text Alerts

Stay informed. Get text alerts each time you load money or when your balance is low. You can also send a quick text anytime to check your balance, ask for help, or cancel the alerts.


Send Money to Others

Share money with your friends and family who don't have a KAIKU Card. For just $0.95 for each transaction, you can send money to another U.S. bank account.

More Benefits Without Fees.

  • No purchase fee
  • No credit check
  • No late fees
  • No minimum balance
  • No lost or stolen cash
  • No check cashing fees
  • No overdraft fees
  • No interest fees
  • No existing bank account required

And... shop anywhere that Visa debit cards are accepted